Investors

Details of Company’s Business

“Five Star provides Small Business Loans and Small Mortgage loans to eligible borrowers to meet their business and personal needs, after due underwriting of their cashflows and backed by the collateral of their house property.

Five Star provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or for meeting expenses for significant economic events such as marriage, healthcare and education.

The typical loan ticket ranges between Rs 1 lakh to Rs 10 lakhs for a tenure up to 7 years. The repayments are to be made on a monthly equated basis.”

  • Download PDF
  • Familiarization Programme
  • Policy For Familiarization Programme for Independent Directors

Financials

Financial Results

FY 2022-23

  • Q1
  • Q2

FY 2021-22

  • Q2
  • Q3
  • Q4

FY 2020-21

  • H1
  • H2

FY-2019-20

  • H1
  • H2

FY-2018-19

  • H1
  • H2

FY-2017-18

  • H1
  • H2

Audited Financial Statements

  • FY 2022
  • FY 2021
  • FY 2020
  • FY 2019

Investor Presentation

Annual Reports & Returns

FY 2021-22

  • Annual Report
  • Annual Return

FY 2020-21

  • Annual Report
  • Annual Return

FY 2019-20

  • Annual Report
  • Annual Return

FY 2018-19

  • Annual Report
  • Annual Return

FY 2017-18

  • Annual Report
  • Annual Return

Contact Details of Compliance / Investor Grievance Redressal Officer

Compliance Officer / Investor Grievance Redressal Officer

Ms Shalini Baskaran

Company Secretary and Compliance Officer
Five-Star Business Finance Limited

New No. 27, Old No. 4, Taylor's Road,
Kilpauk, Chennai – 600 010, Tamil Nadu, India

Tel: 044 46106260 | email: cs@fivestargroup.in

Registrar & Transfer Agent

For Debt:

Mr Nilesh Bhandare

NSDL Database Management Limited

4th Floor, Trade World A Wing, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013

Phone: 022 4914 2591 | email: nileshb@nsdl.co.in

For Equity:

Mr M Murali Krishna

KFIN Technologies Limited
(Unit: Five-Star Business Finance Limited)

Selenium, Tower B, Plot No- 31 and 32, Financial District, Nanakramguda, Serilingampally, Hyderabad, Rangareddi 500 032, Telangana, India

Phone: 040 67162222 | email: einward.ris@kfintech.com

Compliance

  • Disclosure Documents
    • Information Memorandum dated April 11, 2019 - INE128S07366
    • Information Memorandum dated April 27, 2018 - INE128S07325
    • Information Memorandum dated December 15, 2020 -INE128S07523
    • Information Memorandum dated -INE128S07549
    • Information Memorandum dated January 29, 2021-INE128S07564
    • Information Memorandum dated June 23, 2020 -INE128S07457
    • Information Memorandum dated June 28, 2018 - INE128S07341
    • Information Memorandum dated March 28, 2018 - INE128S07317
    • Information Memorandum dated May 13, 2020 - INE128S07424
    • Information Memorandum dated May 28, 2018 - INE128S07333
    • Information Memorandum dated May 28, 2020 - INE128S07432
    • Information memorandum dated September 02, 2020-INE128S07499
    • Information Memorandum dated September 28, 2020 -INE128S07507
    • Information Memorandum INE128S07556
    • Issue addendum - INE128S07440
    • Shelf Disclosure Document - INE128S07440
  • Debenture Trustee

      Catalyst Trusteeship Limited

      No.3/360, Ground Floor, Rajeswari Avenue,
      Madhanandapuram, Chennai - 600125

      email: dt.mumbai@ctltrustee.com

  • Stock Exchange Intimations
    • Compliance Certificate by RTA
      • Compliance Certificate under Reg 7(3) of SEBI (LODR) 2015 - FY 2021-22
    • Investor Complaints Statement
      • FY 2021-22 - Q4 - March 2022
      • FY 2022-23 Q1 - June 2022
    • Secretarial Compliance Report
      • Secretarial Compliance Report - FY 2021-22
    • Corporate Governance Report
      • Corporate Governance - Q4 FY 2021-22
      • Corporate Governance - Q1 FY 2022-23
      • Corporate Governance Report-Sep 30, 2022
    • Prior Intimations to Stock Exchange
      • Intimation of BM - April 27, 2022
      • Intimation of BM - May 12, 2022
      • Intimation of BM - July 26, 2022
    • Intimation under Regulation 30/51 of SEBI (LODR) 2015
      • Outcome of Board Meeting - April 27, 2022
      • NSE & BSE Intimation Prior intimation Board meeting November 28, 2022
      • Reappointment of CMD
      • Outcome of Board Meeting - May 12, 2022
      • Completion of term of Mr Ramanathan Annamalai
      • Appointment of Additional Director (Independent Director)
      • Outcome of BM - July 26, 2022
      • Reg 51(2) - Appointment of ID
      • Reg 51(2) - Proceedings of 38th AGM
      • Reg 51(2) - Re-appointment of MD
      • Outcome Q2 FY 23 Earnings Call
    • Statement of Utilization of Issue Proceeds and Material Deviation
      • March 2022
      • June 2022
    • Disclosures of Security Cover
      • March 2022
      • June 30, 2022
    • Intimation of Payment of Interest or Principal
      • Interest Certificate_April 21, 2022
      • Interest Certificate_April 30, 2022
      • Redemption Certificate_ May 19, 2022
      • Interest Certificate_May 30, 2022
      • Interest Certificate_May 31, 2022
      • Interest Certificate_June 13, 2022
      • Interest Certificate_June 28, 2022
      • Interest Certificate_June 30, 2022
      • Interest Certificate_June 30
      • Interest Certificate_July 21
      • Interest Certificate_August 01, 2022
      • 57(1) Redemption Certificate - 29 August 22 - RA 125
      • 57(1) Interest Certificate - 01 Sep 2022
      • 57(1) Interest Certificate - 12 Sep 2022
      • 57(1) Interest Certificate - 28 Sep 2022-FT 200
      • 57(1) Interest Certificate - 30 Sep 2022-INE128S07507
      • 57(1) Interest Certificate - 30 Sep 2022 - INE128S07366
      • 57(1) Interest Certificate - 30 Sep 2022 -INE128S07424
      • Interest Certificate- 21 Oct 2022
      • Interest Certificate - 31 Oct 2022
      • Interest Certificate - 30 Nov 2022 -INE128S07366
    • Intimation regarding Interest or Principal Obligations due during the quarter
      • Intimation regarding Interest or Principal Obligations due during the quarter-July-Sep-22
      • Intimation regarding Interest or principal obligation due during the quarter - Oct-Dec 2022
    • Certificate confirming Payment of Interest or Principal
      • FY 2021-22 - Q4
      • FY 2022-23 - Q1
      • FY 2022-23 - Q2
    • Record date Intimations for Interest or Redemption Payments
      • Record date_July 13, 2022
      • Record date_July 26, 2022
      • Record date_August 12, 2022
      • Record date_August 25
      • Record date_Sep 4, 2022
      • Record date_Sep 14, 2022
      • Record date_Sep 24
      • Record date_Sep 26, 2022
      • Record date - December 4, 2022
      • Record date - December 15, 2022
      • Record date -December 24, 2022
      • Record date- December 1,2022
      • Record date -December 4, 2022
    • Half Yearly Report on Debt Issuances Outstanding
      • Half Yearly Report on Debt Issuances Outstanding
      • Half Yearly Report on Debt Issuances Outstanding - FY 2022-23
    • Shareholding Pattern
        • Regulation 30/51
          • Intimation on Schedule of Investor call
          • Regulation 30/52
            • Outcome of Board Meeting_Nov 28, 2022
            • Other Intimations
              • Annual Report under Reg 53
              • Disclosure of ratios under 52(4) - FY 21-22
              • Reg 6(1) & 7(1) disclosure
              • Trading window closure notice
            • Compliance Certificate by RTA

              Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas tempus placerat fringilla. Duis a elit et dolor laoreet volutpat. Aliquam ultrices mauris id mattis imperdiet. Aenean cursus ultrices justo et varius. Suspendisse aliquam orci id dui dapibus blandit. In hac habitasse platea dictumst. Sed risus velit, pellentesque eu enim ac, ultricies pretium felis.

            • Investor Complaints Statement

              Children will automatically close upon closing its parent.

            • Compliance Certificate by RTA

              Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas tempus placerat fringilla. Duis a elit et dolor laoreet volutpat. Aliquam ultrices mauris id mattis imperdiet. Aenean cursus ultrices justo et varius. Suspendisse aliquam orci id dui dapibus blandit. In hac habitasse platea dictumst. Sed risus velit, pellentesque eu enim ac, ultricies pretium felis.

            • Investor Complaints Statement

              Children will automatically close upon closing its parent.

            • Compliance Certificate by RTA

              Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas tempus placerat fringilla. Duis a elit et dolor laoreet volutpat. Aliquam ultrices mauris id mattis imperdiet. Aenean cursus ultrices justo et varius. Suspendisse aliquam orci id dui dapibus blandit. In hac habitasse platea dictumst. Sed risus velit, pellentesque eu enim ac, ultricies pretium felis.

            • Investor Complaints Statement

              Children will automatically close upon closing its parent.

            • Compliance Certificate by RTA

              Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas tempus placerat fringilla. Duis a elit et dolor laoreet volutpat. Aliquam ultrices mauris id mattis imperdiet. Aenean cursus ultrices justo et varius. Suspendisse aliquam orci id dui dapibus blandit. In hac habitasse platea dictumst. Sed risus velit, pellentesque eu enim ac, ultricies pretium felis.

            • Investor Complaints Statement

              Children will automatically close upon closing its parent.

          Material Documents

          • B.r. Waiver Cum Amendment Agreement dated October 8, 2021
          • B.s. Scheme of arrangement dated March 17, 2020
          • B.t. Five Star Business Finance Limited Associate Stock Option Plan, 2015, as amended
          • B.u. Five Star Business Finance Limited Associate Stock Option Scheme, 2018, as amended
          • B.v. Resolutions dated April 27, 2022 and September 2, 2022 appointment and remuneration of our Chairman and Managing Director
          • B.w. Industry Report on Small Business Loans in India from CRISIL Limited
          • B.x. Consent letters from CRISIL Limited dated November 8, 2021 and September 30, 2022
          • B.y. Due diligence certificate dated November 9, 2021 addressed to SEBI from the BRLMs
          • B.z. In-principle approvals dated December 2, 2021 and December 3, 2021, issued by BSE and NSE
          • Baa. SEBI interim observation letter no. SEBIHOCFDDIL-1POW2021367351 dated December 10, 2021
          • Bbb. SEBI final observation letter no. SEBIHOCFDDIL-1POW202113171 dated January 7, 2022
          • Bcc. Exemption letter no. SEBIHOCFDDIL-1POW202113141 dated January 7, 2022
          • Bdd. Tripartite agreement dated October 1, 2021 amongst our Company, NSDL and Registrar to the Offer
          • Bee. Tripartite agreement dated October 1, 2021 amongst our Company, CDSL and Registrar to the Offer
          • B.b. Certificate of incorporation dated May 7, 1984
          • B.c. Certificate of incorporation dated October 3, 1988
          • B.d. Fresh certificate of incorporation dated May 13, 2016
          • B.e. Resolutions of the Board of Directors dated Sep 8, 2021, Nov 8, 2021 and Oct 6, 2022, authorising the Offer
          • B.f. Shareholders resolution dated October 8, 2021
          • B.g. Resolution of the Board of Directors dated November 1, 2022
          • B.h. Resolution of the Board of Directors dated November 8, 2021 and IPO Committee dated November 9, 2021
          • B.i. Resolution of the Board of Directors dated November 8, 2021 and October 6, 2022 taking on record the Selling shareholders
          • B.j. Consent letters and authorisations from the Selling Shareholders
          • B.k. Copies of the annual reports of our Company for the Fiscals 2022, 2021 and 2020
          • B.l. Examination report dated October 6, 2022 of the Statutory Auditors on our Restated Financial Information
          • B.m. Report on the statement of special tax benefits dated October 6, 2022 issued by the Statutory Auditors
          • B.n. Consent from all parties
          • B.o. Consent dated November 1, 2022 from S.R. Batliboi & Associates LLP
          • B.p. Consent letter dated November 9, 2021, from R P S V & Co., Chartered Accountants
          • B.q. Amended and Restated shareholders agreement dated March 25, 2021
          • A.a. Offer Agreement dated November 9, 2021, read along with amendment agreement dated October 6, 2022
          • A.b. Registrar Agreement dated November 9, 2021
          • A.c. Cash Escrow and Sponsor Bank Agreement dated October 12, 2022
          • A.d. Share Escrow Agreement dated January 27 2022
          • A.e. Syndicate Agreement dated October 12, 2022
          • B.a. Certified copies of Memorandum and Articles of Association of Five-Star Business Finance Limited

          Investor Education and Protection Fund

          • Shares transferred to IEPF
          • Unclaimed Dividend
          • Application for claiming Unpaid Dividend

          Associate Stock Option Schemes

          • ASOP 2015
          • ASOP 2018

          Group Company Disclosures

          NHPEA Chocolate Holding B.V.

          • NHPEA Chocolate Holding B.V.

          TPG Asia VII SF Pte. Ltd.

          • TPG Asia VII SF Pte. Ltd. FY 2020
          • TPG Asia VII SF Pte. Ltd. FY 2019
          • TPG Asia VII SF Pte. Ltd. FY 2018

          Notices & Reports

          • CARE
          • ICRA
          • Consolidated LCR & LRM Reports
          • Notice of EGM - April 22 2021
          • EGM Minutes April 22, 2021
          • Scrutinizer Report Combined
          • Notice 37th Annual General Meeting
          • Notice of AGM – September 02, 2022

          Others

          • Sanjeev Mehra
          • Gaurav Trehan
          • Haribabu
          • L.R Ravi Prasad
          • Ling Wei Ong
          • Arjun Saigal
          • Kalpana Iyer
          • Ramanathan Annamalai
          • FY 2022-23
          • FY 2021-22
          • Outstanding dues to material creditors
          • MLD Valuation